Investment Property Tax - Claim Every Dollar You're Entitled To

Property investors frequently miss legitimate deductions. Our registered tax agents know the ATO’s rules for rental properties inside out and ensure your return is accurate, complete, and fully compliant, year after year.

5,000+

Satisfied Clients

$2M+

Tax Refunds Secured

12+

Years Experience

100%

Satisfaction Guaranteed

About This Service

Maximise Your Property Investment with the Right Tax Strategy

Investment property ownership comes with one of the most generous sets of tax deductions available to Australian investors — if you know how to access them. Deductible expenses, depreciation, loan interest, property management fees, repairs and maintenance, council rates and insurance all interact with your rental income in ways that can significantly reduce your tax bill. AAD Taxation’s property tax specialists understand the full landscape of rental property taxation — from calculating rental income correctly to managing capital gains tax when you sell. We prepare depreciation schedules, ensure interest deductions are correctly allocated, handle mixed-use properties, and advise on the tax implications of decisions such as renovating, changing use or selling. Whether you have one property or a growing portfolio, we ensure your tax position is accurately reported and compliant every year.

The AAD Difference

Why Property Investors Trust AAD Taxation

We help property investors claim confidently, stay compliant and avoid costly tax mistakes.

Full Deduction Review

Every property-related expense is carefully reviewed to ensure all eligible deductions are claimed, including commonly missed costs that reduce taxable income.

Depreciation Optimisation

Depreciation schedules are prepared or reviewed to correctly capture all eligible Division 40 (plant & equipment) and Division 43 (capital works) deductions.

Loan Interest Accuracy

Interest is accurately allocated for mixed-use properties or loans, ensuring deductions are correctly calculated and claimed in line with ATO requirements.

Capital Gains Tax Planning

We explain the CGT implications of selling, including any applicable discount, how the cost base is calculated and how the timing of a sale affects your tax position.

Short-Stay Property Guidance

Clear advice ensures Airbnb and short-term rental properties meet ATO rules with correctly apportioned deductions and compliant reporting.

Invest Smarter. Keep More of Your Returns.

Accurate deductions, correct depreciation, and full CGT guidance — handled by registered tax professionals.

How It Works

A Clear Process for Managing Your Property Tax

We follow a structured process to identify eligible deductions, maintain accurate records and keep your property tax position compliant.

Property Review Consultation

We review your property details, loan structure, expenses, and current tax position to identify all available deductions.

Document Collection

We gather rental income statements, expense receipts, loan statements, and any depreciation schedule you have.

Return Preparation

We prepare your rental property schedule and individual tax return, ensuring all eligible deductions are correctly identified and claimed.

CGT & Future Planning

We explain any capital gains tax implications and highlight upcoming tax considerations relevant to your properties, so you know your position before making any decisions.

Client Reviews

What Our Clients Say

Real reviews from real Australians. 300+ five-star Google reviews and counting.

AAD Taxation got me a refund I never knew I was entitled to. Professional, quick, and explained everything in plain English. They found deductions my previous accountant completely missed. Absolutely outstanding!

Priya S.

As a small business owner, BAS and payroll was a nightmare. AAD took everything off my plate and the fixed pricing means no surprises. Their team responds within hours — incredible service, highly recommended.

Raj M.

I had 3 overdue tax returns and was terrified of the ATO. AAD sorted everything, negotiated my penalties down, and set up a payment plan. Now I’m fully up to date. They literally saved me thousands!

James T.

FAQs

Frequently Asked Questions

Find answers to common questions about investment property tax, deductions, and compliance.

What expenses can I claim on a rental property?

Loan interest, property management fees, council rates, water rates, insurance, repairs and maintenance, depreciation, advertising, cleaning and more. We review all of these with you.

What is negative gearing and can I access it?

Negative gearing occurs when your property expenses exceed rental income. Under current rules, whether the net loss can be offset against your other income depends on the type of property and when it was acquired — see our Negative Gearing page for the current rules. We confirm which treatment applies to your specific property and ensure your return reflects the correct position.

Do I need a quantity surveyor report for depreciation?

For residential properties where construction began after 17 July 1985, a quantity surveyor report is the most thorough way to access Division 43 capital works deductions.

How does capital gains tax work when I sell an investment property?

When you sell an investment property, a capital gain or capital loss may arise. Individuals who have owned the property for at least 12 months may be eligible for the 50% CGT discount — reducing the taxable portion of the gain. The timing of settlement can significantly affect which financial year the gain falls in, and therefore your tax position. Different rules apply for properties held in companies or super funds. We model the CGT outcome before you sell so there are no surprises.

What if my property is rented through Airbnb?

Short-term and holiday rentals have specific ATO rules around deductibility. Deductions must be apportioned for periods of private use. We handle this correctly.

What if I have multiple properties?

We manage portfolios of any size. Consolidating all your properties with one advisor creates a clearer overall tax picture and avoids errors.

Can I claim renovations and improvements as a tax deduction?

It depends. Repairs and maintenance on an existing rental property are generally deductible in the year they’re incurred. However, improvements and renovations are treated as capital works and must be depreciated over time under Division 43. Getting this wrong is one of the most common ATO audit triggers, so we make sure everything is correctly classified.

Did the negative gearing rules change in 2026?

Have a senior tax adviser verify this against enacted legislation before it stays live, and add a dated source note (e.g. “Current as at [date]. See ato.gov.au for the latest position.”) with a link to the ATO or Treasury page.

Find Nearest Branch

Find your nearest AAD branch

AAD Taxation provides a maximum refund guarantee and customised accounting solutions.

Our Locations

12 Offices Across Australia

Walk in, call, or book online at a location near you — with offices across Victoria, New South Wales, Queensland, and Tasmania.

HEAD OFFICE

Ready to Get Your Investment Property Tax Returns Right?

Book your consultation. We’ll review your property, deductions and CGT position, then make sure everything is accurate and compliant.